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Gold Loan

Details

Purpose:

Century Gold & Silver loan is one of the easiest & fastest loan schemes, which facilitates you to meet your any types of contingent requirements. You do not have to sell your gold/silver in your urgency, you just have to open an account and pledge it here, and we provide you the loan when you need. This loan is fully hassle free, simple process and easy documentation.

Major Features:

  • Loan Limit:- Minimum amount NPR 25,000 up to maximum 3 million
  • Financing up to:- 70% of valuation of pledged gold/Silver
  • Free Insurance coverage of pledged gold.
  • Loan facility type:- Demand loan
  • Interest rate:- As per published rate by the bank, payable on quarterly basis( as per Nepali Calendar)
  • Tenure: - For the period maximum of one year.
  • Prepayment: - No prepayment charge and can be prepay at any time as per request of customers/ can fully settle in any time.
  • Fees: - As per Bank Charges.

Eligibility of Loan

  • Nepali Citizen
  • Age  between 18 years to 65 years
  • Gold ornaments should be weighable in weighing machine.
  • Silver granules and silver bar is only allowed for silver loan.

Contact us:

  • Putalisadak Branch( Head office):- Phone 4445062( Ext 303) /4438589 (direct line)
  • Pokhara Branch ( Sabhagriha chowk):- Phone: 061-521086/087/088

Features

  •   Loan Limit:- Minimum amount NPR 25,000 up to maximum 3 million
  • Financing up to:- 70% of valuation of pledged gold/Silver
  • Free Insurance coverage of pledged gold.
  • Loan facility type:- Demand loan
  • Interest rate:- As per published rate by the bank, payable on quarterly basis( as per Nepali Calendar)
  • Tenure: - For the period maximum of one year.
  • Prepayment: - No prepayment charge and can be prepay at any time as per request of customers/ can fully settle in any time.
  • Fees: - As per Bank Charges.

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