| Interest Rates | ||
| Effective From April 14, 2022 (Baisak 01, 2079) | ||
| Savings Deposits | Interest Rate (Per Annum) | Minimum Balance |
| Century 5 Saving Account | 6.03% | Rs. 500 /- |
| Century Saral Bachat Account | 6.03% | Rs. 1,000 /- |
| Century Sabaiko Khata | 6.03% | Rs. 0 /- |
| Century Chhori Bachat Khata | 6.03% | Rs. 0 /- |
| Century Payroll Khata | 6.03% | Rs 100 /- |
| Century Youth Saving Account | 6.03% | Rs 100 /- |
| Century Nari Bachat Account | 6.03% | Rs. 1,000 /- |
| Century Bal Bachat Khata | 6.03% | Rs. 1,000 /- |
| Century Sharedhani Khata | 6.03% | Rs. 0 /- |
| Century Remit Khata | 6.03% | Rs. 0 /- |
| Century Social Security Saving Account | 6.03% | Rs. 0 /- |
| Century Jestha Nagarik Bachat Khata | 6.03% | Rs. 1,000 /- |
| Century Sahaj Khata | 7.03% | Rs. 0 /- |
| Century Click Account | 7.03% | Rs. 0 /- |
| Century Premium Saving Account | 7.03% | Rs. 10,000 /- |
| Century Shatabdi Saving Account | 8.03% | Rs. 25,000 /- |
| Century Remit Premium Saving Account | 9.03% | Rs. 1,000 /- |
| Fixed Deposits | Interest Rate (Per Annum) | |
| Fixed Deposit-Individual | ||
| 3 Months to below 6 Months | 11.03% | |
| 6 Months to below 1 Year | 11.03% | |
| Recurring Fixed Deposit (3 months-2 Years) | 11.03% | Rs. 1000 /- |
| Recurring Flexi Fixed Deposit (3 months-5 Years) | *11.03% | Rs. 1,000 /- |
| 1 Year and Above | 11.03% | |
| Fixed Deposit -Institutional | Bid/Others | Bid Renewal |
| 3 Months to below 6 Months | 10.03% | 10.13% |
| 6 Months to below 1 Year | 10.03% | 10.13% |
| 1 Year and Above | 10.03% | 10.13% |
| Foreign Currency Deposit | Interest Rate (Per Annum) | Minimum Balance |
| USD Savings Account | 4.00% | USD 100 /- |
| Century NRN Savings Account-USD | 6.00% | USD 1,000 /- |
| GBP Savings Account | 1.00% | GBP 100 /- |
| EUR Savings Account | 1.00% | EUR 100/- |
| Century NRN Fixed Deposit Account- USD (1 Year to 5 Years) | 6.00% | USD 1,000 /- |
| FCY Fixed Deposit | Negotiable | |
| FCY Call Deposit | Negotiable | |
| Credit Products | Interest Rate ( Per Annum) | |
| Floating Rate | Fixed Rate | |
| Overdraft | BR + upto 5.00% | |
| Trust Receipt Loan / Demand Loan | BR + upto 5.00% | |
| Export Finance | BR + upto 5.00% | |
| Other Working Capital | BR + upto 5.00% | |
| Term Loan | BR + upto 5.00% | 11.99% |
| Personal / Mortgage Loan | BR + upto 6.00% | 12.49% |
| Other Loans | BR + upto 7.00% | 12.49% |
| Deprived Sector | BR + upto 5.00% | |
| Home Loan | ||
| Upto 10 Years | BR + upto 4.00% | 11.99% |
| Upto 15 years | BR + upto 4.50% | 12.49% |
| Upto 20 years | BR + upto 5.00% | 12.99% |
| Vehicle Loan - Personal Use | ||
| Upto 5 years | BR + upto 4.00% | 11.99% |
| Upto 7 years | BR + upto 4.50% | 12.24% |
| Vehicle Loan - Commercial Use | ||
| Upto 5 years | BR + upto 5.00% | 12.49% |
| Upto 7 years | BR + upto 6.00% | 12.99% |
| SME Loans | ||
| Overdraft | BR + upto 5.00% | |
| Trust Receipt Loan/STL/DL | BR + upto 5.00% | |
| Term Loan | BR + upto 5.00% | 11.99% |
| Other Loans | ||
| Education Loan | BR + upto 5.00% | 12.49% |
| Agricultural Loan | BR + upto 5.00% | 11.99% |
| Loan against Shares | BR + upto 6.00% | |
| Loan against Gold & Silver | BR + upto 6.00% | |
| Flexi Loan | BR + upto 6.00% | 12.99% |
| Rastra Sewak Karja (Professional Loan) | BR + upto 6.00% | 12.99% |
| Loan against Fixed Deposits ( own) | BR+1% premium or coupon rate+2% whichever is higher | |
| Loan against Government Securities | BR+3% premium or coupon rate +2% whichever is higher | |
| Consortium Loan | As per consortium decision | |
| Watch List Client | BR+ upto 6.00% | |
| Forced Loan/BLC | BR+ 7.00% | |
| US $ Denominated TR Loan | One Year Libor/SOFR +upto 8.00% | |
| Notes: | ||
| - Interest Payment Frequency on Deposits- Quarterly/Monthly | ||
| -Call Deposit interest rate shall be as per NRB Guidelines | ||
|
-Additional 1% interest rate will be provided in individual fixed deposit received through remittance complying conditions stated in NRB regulation. * To be changed on monthly/quarterly intervals as per Bank's published interest rate. |
||
| Base Rate (BR) as of Falgun 2078 : 9.38% | ||
| Base Rate (3 months average from Kartik to Poush 2078) : 8.57% | ||
| LCY Interest Spread as of Poush 2078: 2.57% | ||
