| Interest Rates | ||
| Effective From September 17, 2022 (Ashwin 01, 2079) | ||
| Savings Deposits | Interest Rate (Per Annum) | Minimum Balance |
| Century 5 Saving Account | 7.133% | Rs. 500 /- |
| Century Saral Bachat Account | 7.133% | Rs. 1,000 /- |
| Century Sabaiko Khata | 7.133% | Rs. 0 /- |
| Century Chhori Bachat Khata | 7.133% | Rs. 0 /- |
| Century Payroll Khata | 7.133% | Rs 100 /- |
| Century Youth Saving Account | 7.133% | Rs 100 /- |
| Century Nari Bachat Account | 7.133% | Rs. 1,000 /- |
| Century Bal Bachat Khata | 7.133% | Rs. 1,000 /- |
| Century Sharedhani Khata | 7.133% | Rs. 0 /- |
| Century Bachat Khata | 7.133% | Rs. 0 /- |
| Century Social Security Saving Account | 7.133% | Rs. 0 /- |
| Century Jestha Nagarik Bachat Khata | 7.133% | Rs. 1,000 /- |
| Century Sahaj Khata | 8.133% | Rs. 0 /- |
| Century Click Account | 8.133% | Rs. 0 /- |
| Century Premium Saving Account | 8.133% | Rs. 10,000 /- |
| Century Shatabdi Saving Account | 9.133% | Rs. 25,000 /- |
| Century Hybrid Bachat Khata* | 9.133% | Rs. 100,000/- |
| Century Remit Premium Saving Account | 10.133% | Rs. 1,000 /- |
| Fixed Deposits | Interest Rate (Per Annum) | Minimum Balance |
| Fixed Deposit-Individual | ||
| 3 Months to below 6 Months | 12.133% | Rs. 10,000 /- |
| 6 Months to below 1 Year | 12.133% | Rs. 10,000 /- |
| 1 Year and Above | 12.133% | Rs. 10,000 /- |
| 3 Months and Above (Remittance) | 14.14% | Rs. 10,000 /- |
| Recurring Fixed Deposit (3 months-2 Years) | 12.133% | Rs. 1,000 /- |
| Recurring Flexi Fixed Deposit (3 months-5 Years)** | 12.133% | Rs. 1,000 /- |
| Century Double Dhamaka Fixed Deposit | Doubled in 6.5 years | Rs. 10,000 /- |
| Fixed Deposit -Institutional | Interest Rate(Per Annum) | |
| Others | Bid | |
| 3 Months to below 6 Months | 10.133% | 10.633% |
| 6 Months to below 1 Year | 10.133% | 10.633% |
| 1 Year and Above | 10.133% | 10.633% |
| Call Deposit | upto 3.566% | |
| Foreign Currency Deposit | Interest Rate (Per Annum) | Minimum Balance |
| USD Savings Account | 5.00% | USD 100 /- |
| Century NRN Savings Account-USD | 6.00% | USD 1,000 /- |
| GBP Savings Account | 4.25% | GBP 100 /- |
| EUR Savings Account | 2.50% | EUR 100/- |
| USD Fixed Deposits (3 months and above) | 6.50% | USD 1,000 /- |
| GBP Fixed Deposits (3 months and above) | 5.75% | GBP 1,000 /- |
| Euro Fixed Deposits (3 months and above) | 4.00% | EUR 1,000 /- |
| Century NRN Fixed Deposit Account- USD (1 Year to 5 Years) | 7.50% | USD 1,000 /- |
| FCY Call Deposit | Upto 50% of lower interest rate of saving account of respective currency | |
| Credit Products | Interest Rate ( Per Annum) | |
| Floating Rate | Fixed Rate | |
| Overdraft | BR + upto 5.00% | |
| Trust Receipt Loan / Demand Loan | BR + upto 5.00% | |
| Export Finance | BR + upto 5.00% | |
| Other Working Capital | BR + upto 5.00% | |
| Term Loan | BR + upto 5.00% | 13.99% |
| Personal / Mortgage Loan | BR + upto 6.00% | 14.99% |
| Other Loans | BR + upto 7.00% | 15.99% |
| Deprived Sector | BR + upto 5.00% | 14.99% |
| Home Loan | ||
| Upto 10 Years | BR + upto 4.00% | 12.99% |
| Upto 15 years | BR + upto 4.50% | 13.99% |
| Upto 20 years | BR + upto 5.00% | 14.99% |
| Vehicle Loan - Personal Use | ||
| Upto 5 years | BR + upto 6.00% | 13.99% |
| Upto 7 years | BR + upto 6.00% | 14.49% |
| Vehicle Loan - Commercial Use | ||
| Upto 5 years | BR + upto 6.00% | 14.99% |
| Upto 7 years | BR + upto 6.00% | 15.99% |
| SME Loans | ||
| Overdraft | BR + upto 6.00% | |
| Trust Receipt Loan/STL/DL | BR + upto 6.00% | |
| Term Loan | BR + upto 6.00% | 14.99% |
| Education Loan | BR + upto 5.00% | 14.99% |
| Agricultural Loan | BR + upto 5.00% | 13.99% |
| Loan against Shares | BR + upto 6.00% | |
| Loan against Gold & Silver | BR + upto 6.00% | |
| Flexi Loan | BR + upto 6.00% | 14.99% |
| Rastra Sewak Karja (Professional Loan) | BR + upto 6.00% | 14.99% |
| Loan against Fixed Deposits ( own) | BR+1% premium or coupon rate+2% whichever is higher | |
| Loan against Government Securities | BR+3% premium or coupon rate +2% whichever is higher | |
| Consortium Loan | As per consortium decision | |
| Watch List Client | BR+ upto 7.00% | |
| Forced Loan/BLC | BR+ 8.00% | |
| US $ Denominated TR Loan | One Year Libor/SOFR +upto 10.00% | |
| Notes: | ||
| - Interest Payment Frequency on Deposits-Quarterly/Monthly. | ||
| *Conditions apply | ||
| **To be changed on monthly/quarterly intervals as per Bank's published interest rate. | ||
| Base Rate (BR) as of Shrawan 2079: 10.40% | ||
