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Published Date: 13.11.2020

Savings Deposits Interest Rate Minimum Balance
Century Premium Savings 5.25% p.a. Rs. 100,000 /-
Century Savings Plus Account 5.25% p.a. Rs. 50,000/-
Century Platinum Savings 5.25% p.a. Rs. 50,000 /-
Century Supreme Savings 4.25% p.a. Rs. 5,000 /-
Century 5 Savings Account 4.25% p.a. Rs. 5/-
Century Rastra Sewak Bachat Khata 5.25% p.a. Rs1,000 /-
Century Nari Bachat Savings 5.25% p.a. Rs. 1,000 /-
Century Jestha Nagarik Bachat Khata 5.25% p.a. Rs. 1,000 /-
Century Bal Bachat Khata 5.25% p.a. Rs. 1,000 /-
Century Premium Payroll Management Account 5.25% p.a. Rs. 1,000 /-
Century Sabaiko Khata 5.25% p.a. Rs. 0 /-
Century Sharedhani Khata 5.25% p.a. Rs. 0 /-
Century Remit Khata 5.25% p.a. Rs. 0 /-
Century Chhori Bachat Khata 5.25% p.a. Rs. 0 /-
Century Payroll Khata 5.25% p.a. Rs. 100 /-
Century Saral Bachat Khata 4.25% p.a. Rs. 100 /-
Century IPO Bachat Khata 5.25% p.a. Rs. 1,000 /-
Century Kishan Bachat Khata 5.25% p.a. Rs. 100 /-
Century Student Savings A/C 5.25% p.a. Rs. 100 /-
Century Sahaj Khata 5.50% p.a. Rs.0/-
Century Click Account 5.50% p.a.  Rs. 0/-
Century Social Security Savings A/c 5.25% p.a. Rs. 0 /-
Century MEX Trading Savings 5.25% p.a. Rs. 1,000 /-
EUR Savings Account 1.00% p.a. EUR 100/-
GBP Savings Account 1.00% p.a. GBP 100 /-
USD Savings Account 2.85% p.a. USD 100 /-
Fixed Deposits Individual Portfolio Interest Rate(p.a.) Institutional Portfolio Interest Rate(p.a.) Minimum Balance
3 months to below 6 months 8.25 % - 10,000
6 months to below 15 months 8.50% - 10,000
15 months to below 3 years 8.75% - 10,000
3 Years and Above 9.00% - 10,000
3 months to below 1year - 6.50% 50,000
3 months to  below 1 year (Renewal) - 6.60% 50,000
1 year and Above   7.00% 50,000
1 year and Above (Renewal)   7.10% 50,000
Foreign Currency Fixed Deposit Interest Rate (p.a.)
FCY Fixed Deposit Negotiable
FCY Call Deposit Negotiable
Credit Products Premium Rate
Overdraft BR+ Upto 3.00%
Trust Receipt Loan / Demand Loan BR+ Upto 3.00%
Export Finance BR+Upto 3.00%
Other Working Capital BR+ Upto 3.00%
Term Loan BR+Upto 3.00%
Personal / Mortgage Loan BR+ Upto 5.00%
Other Loans BR+Upto 5.00%
Deprived Sector BR+ Upto 4.50%
Home Loan Premium Rate
Upto 10 Years BR+Upto 3.00%
Upto 15 years BR+Upto 3.50%
Upto 20 years BR+Upto 4.00%
Vehicle Loan - Personal Use Premium Rate
Upto 5 years BR+Upto 3.00%
Upto 7 years BR+Upto 4.00%
Vehicle Loan - Commercial Use Premium Rate
Upto 5 years BR+Upto 4.00%
Upto 7 years BR+Upto 5.00%
SME Loans Premium Rate
Overdraft BR+Upto 3.50%
Trust Receipt Loan/STL BR+Upto 3.50%
Term Loan BR+Upto 3.50%
Other Loans Premium Rate
Education Loan BR+Upto 3.50%
Agricultural Loan BR+Upto 5.00%
Loan against Shares BR+Upto 4.00%
Loan against Gold & Silver BR+Upto 4.00%
Flexi Loan BR+Upto 6.00%
Rastra Sewak Karja (Professional Loan) BR+ upto 5.00%
Loan against Fixed Deposits (own)  BR+1.00% premium or coupon rate
Loan against Government Securities BR+3.00% premium or coupon rate 
Consortium Loan As per consortium decisions
Watch List Client BR+ Upto 6.00%
Forced Loan/BLC BR+ 6.00%
US $ Denominated TR Loan 6 months Libor + Upto 5.00%
Personal Loan -Fixed Rate Interest Rate    
Home Loan-Upto 5 Years 11.49%
Home Loan-Upto 10 Years 11.99%
Home Loan-Above 10 Years 12.74%
Vehicle Loan (Personal Use)- Upto 5 Years 11.99%
Vehicle Loan (Personal Use)- Upto 7 Years 12.24%
Vehicle Loan (Commercial Use)-Upto 7 Years 12.99%
Other Personal Loan-Upto 5 Years 11.99%
Other Personal Loan-Upto 10 Years 12.49%
Other Personal Loan-Upto 10 Years 12.99%

Note: Call Deposit interest rate shall be as per agreement subject to applicable NRB Guidelines

Institutional- as specified on NRB directives 16(2), Kha

Base Rate (BR) as of Ashwin 2077 : 8.68% 
Interest Spread as of Ashwin 2077: 4.31%