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                                                         Interest Rates
                             Effective From April 14, 2022 (Baisak 01, 2079)
Savings Deposits Interest Rate              (Per Annum) Minimum Balance
Century 5 Saving Account 6.03% Rs. 500 /-
Century Saral Bachat Account 6.03% Rs. 1,000 /-
Century Sabaiko Khata 6.03% Rs. 0 /-
Century Chhori Bachat Khata 6.03% Rs. 0 /-
Century Payroll Khata 6.03% Rs 100 /-
Century Youth Saving Account 6.03% Rs 100 /-
Century Nari Bachat Account 6.03% Rs. 1,000 /-
Century Bal Bachat Khata 6.03% Rs. 1,000 /-
Century Sharedhani Khata 6.03% Rs. 0 /-
Century Remit Khata 6.03% Rs. 0 /-
Century Social Security Saving Account 6.03% Rs. 0 /-
Century Jestha Nagarik Bachat Khata 6.03% Rs. 1,000 /-
Century Sahaj Khata 7.03% Rs. 0 /-
Century Click Account 7.03% Rs. 0 /-
Century Premium Saving Account 7.03% Rs. 10,000 /-
Century Shatabdi Saving Account 8.03% Rs. 25,000 /-
Century Remit Premium Saving Account 9.03% Rs. 1,000 /-
Fixed Deposits Interest Rate             (Per Annum)  
                           Fixed Deposit-Individual    
3 Months to below 6 Months 11.03%                             
6 Months to below 1 Year 11.03%                               
Recurring Fixed Deposit (3 months-2 Years) 11.03%                            Rs. 1000 /-
Recurring Flexi Fixed Deposit (3 months-5 Years) *11.03%                          Rs. 1,000 /-
1 Year and Above  11.03%                            
Fixed Deposit -Institutional Bid/Others Bid Renewal
3 Months to below 6 Months 10.03%                           10.13%                     
6 Months to below 1 Year 10.03%                           10.13%                     
1 Year and Above  10.03%                           10.13%                    
Foreign Currency Deposit Interest Rate             (Per Annum) Minimum Balance
USD Savings Account 4.00% USD 100 /-
Century NRN Savings Account-USD 6.00% USD 1,000 /-
GBP Savings Account 1.00% GBP 100 /-
EUR Savings Account 1.00% EUR 100/-
Century NRN Fixed Deposit Account- USD                   (1 Year to 5 Years) 6.00% USD 1,000 /-
FCY Fixed Deposit Negotiable  
FCY Call Deposit  Negotiable  
Credit Products Interest Rate ( Per Annum)
Floating Rate Fixed Rate
Overdraft BR + upto 5.00%  
Trust Receipt Loan / Demand Loan BR + upto 5.00%  
Export Finance BR + upto 5.00%  
Other Working Capital BR + upto 5.00%  
Term Loan  BR + upto 5.00% 11.99%                     
Personal / Mortgage Loan BR + upto 6.00% 12.49%                     
Other Loans BR + upto 7.00% 12.49%                     
Deprived Sector BR + upto 5.00%  
Home Loan  
Upto 10 Years BR + upto 4.00% 11.99%                     
Upto 15 years BR + upto 4.50% 12.49%                     
Upto 20 years BR + upto 5.00% 12.99%                     
Vehicle Loan - Personal Use  
Upto 5 years BR + upto 4.00% 11.99%                     
Upto 7 years BR + upto 4.50% 12.24%                    
Vehicle Loan - Commercial Use  
Upto 5 years BR + upto 5.00% 12.49%                    
Upto 7 years BR + upto 6.00% 12.99%                     
SME Loans  
Overdraft BR + upto 5.00%  
Trust Receipt Loan/STL/DL BR + upto 5.00%  
Term Loan BR + upto 5.00% 11.99%                     
Other Loans  
Education Loan BR + upto 5.00% 12.49%                     
Agricultural Loan BR + upto 5.00% 11.99%                     
Loan against Shares  BR + upto 6.00%  
Loan against Gold & Silver BR + upto 6.00%  
Flexi Loan BR + upto 6.00% 12.99%                     
Rastra Sewak Karja (Professional Loan) BR + upto 6.00% 12.99%                     
Loan against Fixed Deposits ( own) BR+1% premium or coupon rate+2% whichever is higher  
Loan against Government Securities BR+3% premium or coupon rate +2% whichever is higher  
Consortium Loan As per consortium decision
Watch List Client BR+ upto 6.00%
Forced Loan/BLC BR+ 7.00%
US $ Denominated TR Loan One Year Libor/SOFR +upto 8.00%
Notes:
- Interest Payment Frequency on Deposits- Quarterly/Monthly
-Call Deposit interest rate shall be as per NRB Guidelines

-Additional 1% interest rate will be provided in individual fixed deposit received through remittance complying conditions stated in NRB regulation.

* To be changed on monthly/quarterly intervals as per Bank's published interest rate.

Base Rate (BR) as of Falgun 2078 : 9.38% 
Base Rate (3 months average from Kartik to Poush 2078) : 8.57%
LCY Interest Spread as of Poush 2078: 2.57%