Effective Date: 14.04.2021
| Savings Deposits |
Interest Rate |
Minimum Balance |
| Century Premium Savings |
4.75% p.a. |
Rs. 10,000 /- |
| Century Savings Plus Account |
3.50% p.a. |
Rs. 5,000/- |
| Century Platinum Savings |
3.50% p.a. |
Rs. 50,000 /- |
| Century Supreme Savings |
2.75% p.a. |
Rs. 5,000 /- |
| Century 5 Savings Account |
2.75% p.a. |
Rs. 5/- |
| Century Rastra Sewak Bachat Khata |
3.50% p.a. |
Rs1,000 /- |
| Century Nari Bachat Savings |
3.50% p.a. |
Rs. 1,000 /- |
| Century Jestha Nagarik Bachat Khata |
3.50% p.a. |
Rs. 1,000 /- |
| Century Bal Bachat Khata |
3.50% p.a. |
Rs. 1,000 /- |
| Century Premium Payroll Management Account |
3.50% p.a. |
Rs. 1,000 /- |
| Century Sabaiko Khata |
3.50% p.a. |
Rs. 0 /- |
| Century Sharedhani Khata |
3.50% p.a. |
Rs. 0 /- |
| Century Remit Khata |
3.50% p.a. |
Rs. 0 /- |
| Century Chhori Bachat Khata |
3.50% p.a. |
Rs. 0 /- |
| Century Payroll Khata |
3.50% p.a. |
Rs. 100 /- |
| Century Saral Bachat Khata |
2.75% p.a. |
Rs. 100 /- |
| Century IPO Bachat Khata |
3.50% p.a. |
Rs. 1,000 /- |
| Century Kishan Bachat Khata |
3.50% p.a. |
Rs. 100 /- |
| Century Student Savings A/C |
3.50% p.a. |
Rs. 100 /- |
| Century Sahaj Khata |
4.75% p.a. |
Rs.0/- |
| Century Click Account |
4.75% p.a. |
Rs. 0/- |
| Century Social Security Savings A/c |
3.50% p.a. |
Rs. 0 /- |
| Century MEX Trading Savings |
3.50% p.a. |
Rs. 1,000 /- |
| EUR Savings Account |
1.00% p.a. |
EUR 100/- |
| GBP Savings Account |
1.00% p.a. |
GBP 100 /- |
| USD Savings Account |
2.85% p.a. |
USD 100 /- |
| Fixed Deposits |
Individual Portfolio Interest Rate(p.a.) |
Institutional Portfolio Interest Rate(p.a.) |
Minimum Balance |
| 3 months to below 6 months |
7.00 % |
- |
10,000 |
| 6 months to below 1 year |
7.25% |
- |
10,000 |
| 1 year and Above |
7.75% |
- |
10,000 |
| 3 months to below 6 months |
- |
5.50% |
50,000 |
| 6 months to below 1 year |
- |
6.50% |
50,000 |
| 1 year and Above |
|
7.50% |
50,000 |
| Foreign Currency Fixed Deposit |
Interest Rate (p.a.) |
| FCY Fixed Deposit |
Negotiable |
| FCY Call Deposit |
Negotiable |
| Credit Products |
Premium Rate |
| Overdraft |
BR+ Upto 5.00% |
| Trust Receipt Loan / Demand Loan |
BR+ Upto 4.00% |
| Export Finance |
BR+Upto 3.00% |
| Other Working Capital |
BR+ Upto 5.00% |
| Term Loan |
BR+Upto 5.00% |
| Personal / Mortgage Loan |
BR+ Upto 6.00% |
| Other Loans |
BR+Upto 6.00% |
| Deprived Sector |
BR+ Upto 5.00% |
| Home Loan |
Premium Rate |
| Upto 10 Years |
BR+Upto 4.00% |
| Upto 15 years |
BR+Upto 4.50% |
| Upto 20 years |
BR+Upto 5.00% |
| Vehicle Loan - Personal Use |
Premium Rate |
| Upto 5 years |
BR+Upto 4.00% |
| Upto 7 years |
BR+Upto 4.50% |
| Vehicle Loan - Commercial Use |
Premium Rate |
| Upto 5 years |
BR+Upto 4.50% |
| Upto 7 years |
BR+Upto 5.00% |
| SME Loans |
Premium Rate |
| Overdraft |
BR+Upto 5.00% |
| Trust Receipt Loan/STL |
BR+Upto 4.00% |
| Term Loan |
BR+Upto 5.00% |
| Other Loans |
Premium Rate |
| Education Loan |
BR+Upto 5.00% |
| Agricultural Loan |
BR+Upto 5.00% |
| Loan against Shares |
BR+Upto 5.00% |
| Loan against Gold & Silver |
BR+Upto 5.00% |
| Flexi Loan |
BR+Upto 6.00% |
| Rastra Sewak Karja (Professional Loan) |
BR+ upto 5.00% |
| Loan against Fixed Deposits (own) |
BR+1.00% premium or coupon rate+2% whichever is higher |
| Loan against Government Securities |
BR+3.00% premium or coupon rate + 2% whichever is higher |
| Consortium Loan |
As per consortium decisions |
| Watch List Client |
BR+ Upto 6.00% |
| Forced Loan/BLC |
BR+ 8.00% |
| US $ Denominated TR Loan |
6 months Libor + Upto 5.00% |
| Personal Loan -Fixed Rate |
Interest Rate |
| Home Loan-Upto 5 Years |
11.49% |
| Home Loan-Upto 10 Years |
11.99% |
| Home Loan-Above 10 Years |
12.74% |
| Vehicle Loan (Personal Use)- Upto 5 Years |
11.99% |
| Vehicle Loan (Personal Use)- Upto 7 Years |
12.24% |
| Vehicle Loan (Commercial Use)-Upto 7 Years |
12.99% |
| Other Personal Loan-Upto 5 Years |
11.99% |
| Other Personal Loan-Upto 10 Years |
12.49% |
| Other Personal Loan-Upto 10 Years |
12.99% |
|
Note: Call Deposit interest rate shall be as per agreement subject to applicable NRB Guidelines
Institutional- as specified on NRB directives 16(2), Kha
|
| Base Rate (BR) as of Falgun 2077 : 7.68% |
