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Base Rate

Average Spread Calculated as per NRB

Ashwin 2077/78
Description Rate
Average Yield 11.01%
Average COD  6.70%
Average Spread  4.31%

Interest Rate Spread FY 2077/78

Kartik 077 4.19%
Ashwin 077 4.31%
Bhadra 077 4.81%
Shrawan 077  5.43%

Base Rate FY 2077/78

Kartik 077 8.43%
Ashwin 077 8.68%
Bhadra 077 8.76%
Shrawan 077 8.92%

Yeild on Loan FY 2077/78

Kartik 077 10.76%
Ashwin 077 11.01%
Bhadra 077 11.61%
Shrawan 077 12.34%

Cost of Deposit 2077/78

Kartik 077 6.57%
Ashwin 077 6.70%
Bhadra 077 6.79%
Shrawan 077 6.91%

Interest Rate Spread FY 2076/77

Asadh 077 3.38%
Jestha 077 4.85%
Baisakh 077 5.30%
Chaitra 076 4.77%
Falgun 076 4.72%
Magh 076 4.79%
Poush 076 4.76%
Mangsir 076 4.82%
Kartik 076 4.89%
Ashwin 076 4.84%
Bhadra 076 4.90%
Shrawan 076 4.85%

Base Rate FY 2076/77

    Month   Base Rate(%)
    Ashadh 077   9.38
    Jestha 077   9.48%
    Baisakh 077   9.77%
    Chaitra 076   10.27%
    Falgun 076   10.50%
    Magh 076   10.36%
    Poush 076   10.35%
    Mangsir 076   10.46%
    Kartik 076   10.41%
    Ashwin 076   10.45% 
    Bhadra 076   10.45%
    Shrawan 076   10.39%

Yeild on loan FY 2076/77

  Asadh 077   10.34%
  Jestha 077   11.96%
  Baisakh 077   12.71%
  Chaitra 076   12.66%
  Falgun 076   12.64%
  Magh 076   12.73%
  Poush 076   12.67%
  Mangshir 076   12.84%
  Kartik 076   12.91%
  Ashwin 076   12.86%
  Bhadra 076   12.94%
  Shrawan 076   12.94%

 

Cost of Deposit FY 2076/77

  Asadh 077   6.96%
  Jestha 077   7.12%
  Baisakh 077   7.42%
  Chaitra 076   7.88%
  Falgun 076   7.92%
  Magh 076   7.94%
  Poush 076   7.91%
  Manshir 076   8.03%
  Kartik 076   8.02%
  Ashwin 076   8.03%
  Bhadra 076   8.03%
  Shrawan 076   8.09%

Interest Rate Spread FY 2075/76

Ashadh 076 4.20%
Jestha 076 3.96%
Baisakh 076 3.92%
Chaitra 075 3.96%
Falgun 075 3.84%
Magh 075 3.70%
Poush 075 3.63%
Mangsir 075 4.11%
Kartik 075 4.45%
Ashwin 075 4.29%
Bhadra 075 4.40%
Shrawan 075 4.05%

Base Rate FY 2075/76

Month Base Rate(%)
Ashadh 11.29%
Jestha 11.23%
Baisakh 11.10%
Chaitra 11.32%
Falgun 11.36%
Magh 11.67%
Poush 11.50%
Mangsir 11.76%
Kartik 11.13%
Ashwin 11.51%
Bhadra 11.04%
Shrawan 11.50%

Yeild on Loan FY 2075/76

Ashadh 13.08%
Jestha 13.14%
Baisakh 13.08%
Chaitra 13.10%
Falgun 13.11%
Magh 13.07%
Poush 13.08%
Mangsir 13.21%
Kartik 13.16%
Ashwin 13.17%
Bhadra 13.29%
Shrawan 13.31%

Cost of Deposit FY 2075/76

Asadh 8.30%
Jestha  8.52%
Baisakh  8.54%
Chaitra  8.53%
Falgun  8.67%
Magh  8.80%
Poush  8.96%
Mangshir  8.57%
Kartik  8.08%
Ashwin  8.13%
Bhadra 7.93%
Shrawan 8.42%

Interest Rate Spread FY 2074/75

  Asadh 075 3.97%
  Jestha 075 3.65%
  Baisakh 075 3.62%
  Chaitra 074 3.63%
  Falgun 074 3.46%
  Magh 074 3.52%
  Poush 074 3.29%
  Mangshir 074 4.65%
  Kartik 074 3.82 %
  Ashwin 074 3.94%
  Bhadra 074 4.91%
  Shrawan 074 3.91%

Base Rate FY 2074/75

Month Base Rate(%)
Ashadh 12.08%
Jestha 12.16%
Baisakh 12.05%
Chaitra 12.06%
Falgun 12.17%
Magh 11.80%
Poush 11.43%
Mangsir 11.65%
Kartik 11.22%
Ashwin 11.13%
Bhadra 10.98%
Shrawan 11.30%

Yeild on Loan FY2074/75

Ashadh 13.36%
Jestha 13.31%
Baisakh 13.25%
Chaitra 13.19%
Falgun 12.91%
Magh 12.66%
Poush 12.15%
Mangsir 12.79%
Kartik 12.42%
Ashwin 12.52%
Bhadra 12.54%
Shrawan 12.29%

Cost of Deposit 2074/75

Ashadh 8.76%
Jestha 9.04%
Baisakh 9.00%
Chaitra 8.97%
Falgun 8.86%
Magh 8.57%
Poush 8.31%
Mangsir 8.07%
Kartik 8.01%
Ashwin 8.00%
Bhadra 7.91%
Shrawan 8.11%

Base Rate FY 2073/74

Month

Base Rate (%)

Ashadh 11.17%
Jestha 10.96%
Baisakh 10.71%
Chaitra 10.55%
Falgun 9.91%
Magh 8.95%
Poush 8.24%
Mangsir 7.87%
Kartik 7.42%
Ashwin 7.17%
Bhadra 7.42%
Shrawan 5.46%

Base Rate FY 2072/73

Month

Base Rate (%)

Ashadh 7.05%
Jestha 6.96%
Baishakh 7.29%
Chaitra 6.92%
Falgun 7.05%
Magh 7.23%
Poush 7.57%
Mangsir 7.62%
Kartik 8.02%
Ashwin 7.84%
Bhadra 7.93%
Shrawan 8.18%

Base Rate FY 2071/72

Month

Base Rate (%)

Ashad 8.81%
Jestha 8.80%
Baishakh 8.61%
Chaitra 8.70%
Falgun 8.62%
Magh 8.07%
Poush 8.11%
Mangsir 8.36%
Kartik 8.62%
Ashwin 8.49%
Bhadra 8.36%
Shrawan 8.91%

Base Rate FY 2070/71

Month

Base Rate (%)

Ashadh 9.76%
Jestha 9.66%
Baisakh 9.97%
Chaitra 9.88%
Falgun 9.59%
Magh 9.70%
Poush 10.20%
Mangsir 10.04%
Kartik 10.58%
Ashwin 10.64%
Bhadra 10.39
Shrawan 10.90

Base Rate FY 2069/70

Month

Base Rate (%)

Asadh 11.45
Jestha 11.75
Baisakh 11.52

Chaitra

11.49

Falgun

11.50

Magh 11.08
Poush 11.07
 
 
 
 
 
 
Shrawan 076   10.39%