Base Rate
Average Spread Calculated as per NRB
| Poush 2077/78 | |
| Description | Rate |
| Average Yield | 9.94% |
| Average COD | 5.97% |
| Average Spread | 3.97% |
Interest Rate Spread FY 2077/78
| Poush 077 | 3.97 % |
| Mangshir 077 | 4.07% |
| Kartik 077 | 4.19% |
| Ashwin 077 | 4.31% |
| Bhadra 077 | 4.81% |
| Shrawan 077 | 5.43% |
Base Rate FY 2077/78
| Poush 077 | 7.91% |
| Mangshir 077 | 8.47% |
| Kartik 077 | 8.43% |
| Ashwin 077 | 8.68% |
| Bhadra 077 | 8.76% |
| Shrawan 077 | 8.92% |
Yeild on Loan FY 2077/78
| Poush 077 | 9.94% |
| Mangshir 077 | 10.62% |
| Kartik 077 | 10.76% |
| Ashwin 077 | 11.01% |
| Bhadra 077 | 11.61% |
| Shrawan 077 | 12.34% |
Cost of Deposit 2077/78
| Poush 077 | 5.97% |
| Mangshir 077 | 6.55% |
| Kartik 077 | 6.57% |
| Ashwin 077 | 6.70% |
| Bhadra 077 | 6.79% |
| Shrawan 077 | 6.91% |
Interest Rate Spread FY 2076/77
| Asadh 077 | 3.38% |
| Jestha 077 | 4.85% |
| Baisakh 077 | 5.30% |
| Chaitra 076 | 4.77% |
| Falgun 076 | 4.72% |
| Magh 076 | 4.79% |
| Poush 076 | 4.76% |
| Mangsir 076 | 4.82% |
| Kartik 076 | 4.89% |
| Ashwin 076 | 4.84% |
| Bhadra 076 | 4.90% |
| Shrawan 076 | 4.85% |
Base Rate FY 2076/77
| Month | Base Rate(%) | |||
| Ashadh 077 | 9.38 | |||
| Jestha 077 | 9.48% | |||
| Baisakh 077 | 9.77% | |||
| Chaitra 076 | 10.27% | |||
| Falgun 076 | 10.50% | |||
| Magh 076 | 10.36% | |||
| Poush 076 | 10.35% | |||
| Mangsir 076 | 10.46% | |||
| Kartik 076 | 10.41% | |||
| Ashwin 076 | 10.45% | |||
| Bhadra 076 | 10.45% | |||
| Shrawan 076 | 10.39% |
Yeild on loan FY 2076/77
| Asadh 077 | 10.34% | ||
| Jestha 077 | 11.96% | ||
| Baisakh 077 | 12.71% | ||
| Chaitra 076 | 12.66% | ||
| Falgun 076 | 12.64% | ||
| Magh 076 | 12.73% | ||
| Poush 076 | 12.67% | ||
| Mangshir 076 | 12.84% | ||
| Kartik 076 | 12.91% | ||
| Ashwin 076 | 12.86% | ||
| Bhadra 076 | 12.94% | ||
| Shrawan 076 | 12.94% |
Cost of Deposit FY 2076/77
| Asadh 077 | 6.96% | ||
| Jestha 077 | 7.12% | ||
| Baisakh 077 | 7.42% | ||
| Chaitra 076 | 7.88% | ||
| Falgun 076 | 7.92% | ||
| Magh 076 | 7.94% | ||
| Poush 076 | 7.91% | ||
| Manshir 076 | 8.03% | ||
| Kartik 076 | 8.02% | ||
| Ashwin 076 | 8.03% | ||
| Bhadra 076 | 8.03% | ||
| Shrawan 076 | 8.09% |
Interest Rate Spread FY 2075/76
| Ashadh 076 | 4.20% |
| Jestha 076 | 3.96% |
| Baisakh 076 | 3.92% |
| Chaitra 075 | 3.96% |
| Falgun 075 | 3.84% |
| Magh 075 | 3.70% |
| Poush 075 | 3.63% |
| Mangsir 075 | 4.11% |
| Kartik 075 | 4.45% |
| Ashwin 075 | 4.29% |
| Bhadra 075 | 4.40% |
| Shrawan 075 | 4.05% |
Base Rate FY 2075/76
| Month | Base Rate(%) |
| Ashadh | 11.29% |
| Jestha | 11.23% |
| Baisakh | 11.10% |
| Chaitra | 11.32% |
| Falgun | 11.36% |
| Magh | 11.67% |
| Poush | 11.50% |
| Mangsir | 11.76% |
| Kartik | 11.13% |
| Ashwin | 11.51% |
| Bhadra | 11.04% |
| Shrawan | 11.50% |
Yeild on Loan FY 2075/76
| Ashadh | 13.08% |
| Jestha | 13.14% |
| Baisakh | 13.08% |
| Chaitra | 13.10% |
| Falgun | 13.11% |
| Magh | 13.07% |
| Poush | 13.08% |
| Mangsir | 13.21% |
| Kartik | 13.16% |
| Ashwin | 13.17% |
| Bhadra | 13.29% |
| Shrawan | 13.31% |
Cost of Deposit FY 2075/76
| Asadh | 8.30% |
| Jestha | 8.52% |
| Baisakh | 8.54% |
| Chaitra | 8.53% |
| Falgun | 8.67% |
| Magh | 8.80% |
| Poush | 8.96% |
| Mangshir | 8.57% |
| Kartik | 8.08% |
| Ashwin | 8.13% |
| Bhadra | 7.93% |
| Shrawan | 8.42% |
Interest Rate Spread FY 2074/75
| Asadh 075 | 3.97% | |
| Jestha 075 | 3.65% | |
| Baisakh 075 | 3.62% | |
| Chaitra 074 | 3.63% | |
| Falgun 074 | 3.46% | |
| Magh 074 | 3.52% | |
| Poush 074 | 3.29% | |
| Mangshir 074 | 4.65% | |
| Kartik 074 | 3.82 % | |
| Ashwin 074 | 3.94% | |
| Bhadra 074 | 4.91% | |
| Shrawan 074 | 3.91% |
Base Rate FY 2074/75
| Month | Base Rate(%) |
| Ashadh | 12.08% |
| Jestha | 12.16% |
| Baisakh | 12.05% |
| Chaitra | 12.06% |
| Falgun | 12.17% |
| Magh | 11.80% |
| Poush | 11.43% |
| Mangsir | 11.65% |
| Kartik | 11.22% |
| Ashwin | 11.13% |
| Bhadra | 10.98% |
| Shrawan | 11.30% |
Yeild on Loan FY2074/75
| Ashadh | 13.36% |
| Jestha | 13.31% |
| Baisakh | 13.25% |
| Chaitra | 13.19% |
| Falgun | 12.91% |
| Magh | 12.66% |
| Poush | 12.15% |
| Mangsir | 12.79% |
| Kartik | 12.42% |
| Ashwin | 12.52% |
| Bhadra | 12.54% |
| Shrawan | 12.29% |
Cost of Deposit 2074/75
| Ashadh | 8.76% |
| Jestha | 9.04% |
| Baisakh | 9.00% |
| Chaitra | 8.97% |
| Falgun | 8.86% |
| Magh | 8.57% |
| Poush | 8.31% |
| Mangsir | 8.07% |
| Kartik | 8.01% |
| Ashwin | 8.00% |
| Bhadra | 7.91% |
| Shrawan | 8.11% |
Base Rate FY 2073/74
|
Month |
Base Rate (%) |
| Ashadh | 11.17% |
| Jestha | 10.96% |
| Baisakh | 10.71% |
| Chaitra | 10.55% |
| Falgun | 9.91% |
| Magh | 8.95% |
| Poush | 8.24% |
| Mangsir | 7.87% |
| Kartik | 7.42% |
| Ashwin | 7.17% |
| Bhadra | 7.42% |
| Shrawan | 5.46% |
Base Rate FY 2072/73
|
Month |
Base Rate (%) |
| Ashadh | 7.05% |
| Jestha | 6.96% |
| Baishakh | 7.29% |
| Chaitra | 6.92% |
| Falgun | 7.05% |
| Magh | 7.23% |
| Poush | 7.57% |
| Mangsir | 7.62% |
| Kartik | 8.02% |
| Ashwin | 7.84% |
| Bhadra | 7.93% |
| Shrawan | 8.18% |
Base Rate FY 2071/72
|
Month |
Base Rate (%) |
| Ashad | 8.81% |
| Jestha | 8.80% |
| Baishakh | 8.61% |
| Chaitra | 8.70% |
| Falgun | 8.62% |
| Magh | 8.07% |
| Poush | 8.11% |
| Mangsir | 8.36% |
| Kartik | 8.62% |
| Ashwin | 8.49% |
| Bhadra | 8.36% |
| Shrawan | 8.91% |
Base Rate FY 2070/71
|
Month |
Base Rate (%) |
| Ashadh | 9.76% |
| Jestha | 9.66% |
| Baisakh | 9.97% |
| Chaitra | 9.88% |
| Falgun | 9.59% |
| Magh | 9.70% |
| Poush | 10.20% |
| Mangsir | 10.04% |
| Kartik | 10.58% |
| Ashwin | 10.64% |
| Bhadra | 10.39 |
| Shrawan | 10.90 |
Base Rate FY 2069/70
|
Month |
Base Rate (%) |
| Asadh | 11.45 |
| Jestha | 11.75 |
| Baisakh | 11.52 |
|
Chaitra |
11.49 |
|
Falgun |
11.50 |
| Magh | 11.08 |
| Poush | 11.07 |
| Shrawan 076 | 10.39% |